Wisconsin Retirement System (WRS)

  1. Overview
  2. Publications
  3. Forms
  4. Webcasts

Program Overview

Description: Wisconsin Retirement System (WRS) participation is automatic for all eligible employees, with coverage beginning on the first day an employee is eligible. The required 2017 contribution is 13.6% of your gross earnings—a 6.8% employee share and a 6.8% employer share. The employee share is deducted on a pre-tax basis. Your retirement income will be based on your years of service, your age at retirement, and the average of your highest three years of earnings or based on the total cash value of your account, whichever is greater. WRS also provides death, permanent disability, and separation benefits.

There is a five year vesting requirement if you were hired on or after July 1, 2011 and have no WRS credible service prior to July 1, 2011. You are immediately vested if you have WRS service prior to July 1, 2011.

WRS consists of a Core Fund and a Variable Fund. By default, 100% of retirement contributions are deposited in the Core Fund, which is a diversified fund with investments in stocks, bonds and more. If you elect to participate in the Variable Fund, 50% of the required contributions and additional contributions made after your election will be deposited in the Variable Fund. The Variable Fund is invested in stocks only. Unlike the Core Fund, there is no limit on Variable Fund annuity decreases.

Each year you will receive a Statement of Benefits from the WI Department of Employee Trust Funds, which contains important WRS account information that will eventually be used in benefit calculations.

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Administered by

WI Department of Employee Trust Funds (ETF)
ETF manages individual WRS accounts and benefits.
Contact Information: Contact ETF
Madison: (608) 266-3285 / Toll-free: (877) 533-5020

Investment Management

State of Wisconsin Investment Board (SWIB) | Brochure
SWIB is responsible for investing the assets of the WRS. With more than $96 billion in assets as of December 31, 2014, the WRS is the 9th largest public pension fund in the United States and 24th largest pension fund in the world.
Contact Information: Contact SWIB
Madison: (608) 267-0957 / Toll-free: (800) 424-7942


Beneficiary Designation

Additional Contribution Election

Election to Participate in the Variable Trust Fund

Election to Participate in the Variable Trust Fund, ET-2356

Your Variable Trust Fund participation will become effective on the January 1 after the date your election is received. If you are a new WRS participant and ETF receives your Variable Trust Fund election form within 30 days after the date your WRS-covered employment begins, your election becomes effective immediately on the date your employment began.

Department of Employee Trust Funds Webcasts

The Department of Employee Trust Funds (ETF) Video Library enables participants to view presentations, training sessions, and other ETF-sponsored events.