Coverage End Dates for Dependents

This page provides an easy reference as to the end date of coverage for dependents on the various benefit programs offered at the University.

See also Disabled Dependent Provisions - All Plans

Health Insurance


Spouse — End of the month in which marriage is terminated by divorce or annulment, or to the end up the month in which the continuation notice is provided to the divorced spouse, if family premium continued to be paid, whichever is later.

Domestic Partner — End of the month in which ETF receives Affidavit of Termination of Domestic Partnership.

Child — See Adult Children's Eligibility For Health Insurance.

Coverage for a stepchild ends at the end of the month in which marriage is terminated by divorce or annulment, or to the end up the month in which the continuation notice is provided to the divorced spouse, if family premium continued to be paid, whichever is later.

Coverage for a Domestic Partner's child ends at the end of the month in which ETF receives Affidavit of Termination of Domestic Partnership.

Coverage for a grandchild ends at the end of the month in which your child (parent of grandchild) ceases to be an eligible dependent or at the end of the month in which your child turns age 18, whichever occurs first.

Employee Responsibility:

State Group Life Insurance


Coverage for dependent children ends when the dependent turns age 26.

Employee Responsibility:

Individual and Family Group Life


Coverage for dependent children will end on the day immediately following the last day of the month in which the dependent child reaches 25 or marries or becomes financially independent.

Employee Responsibility:

EPIC Benefits+


Coverage for a dependent ends on the following dates:

Employee Responsibility:

Dental Insurance


Coverage for a dependent ends on the following dates:

Employee Responsibility:

Accidental Death & Dismemberment


Dependent children are eligible for coverage through the end of the month in which they turn age 20 or the end of the month in which they turn 25, if full-time students. Further, a dependent child's coverage ends the first premium due date after losing eligibility in events of marriage, end of school or end of support dependency.

Employee Responsibility:

Flexible Spending Account


Qualifying Dependents are defined as:

Medical Account

Dependent Care Account

Employee Responsibility:

Vision Benefits


Coverage for a dependent ends on the following dates:

Employee Responsibility: